Yono SBI App

Priyanka Alandkar
2 min readFeb 19, 2021

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YONO (You Only Need One) is an automated digital banking platform provided by the State Bank of India that enables users to access a range of financial and other services such as flight, rail, bus, and taxi tickets, online shopping, or medical bill payments.

YONO is available as an Android and iOS mobile app.

YONO provides services from over 100 e-commerce firms including online shopping, travel booking, taxi booking, train ticket, movie ticket, online education, and exclusive discount at retail stores.

YONO also provides traditional mobile banking facilities such as opening bank accounts, transferring money, cashless bill transfers, and loans. Even ATM withdrawals can be rendered using the app.

YONO SBI allows you to book IRCTC tickets, use UPI to transfer money, buy movie tickets, banking, shopping, Travel, bill payments, Recharge, Invest, and more

Features of YONO SBI

  1. Yono SBI has covered exclusive benefits and rewards only for SBI customers and also merchant providing services like booking flight and bus tickets, shopping, train tickets, and food services.
  2. Using the simple functionality of the app to perform basic banking transactions such as checking your balance, making a fixed deposit, adding beneficiaries.
  3. With the Quick Pay feature, you can transfer up to Rs 10,000 to a newly added beneficiary.
  4. In one app, connect and view your relationship with all State Bank bodies Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds, or Investments.
  5. Avail overdraft against Fixed Deposit just with one click. Use the goal-based deposit service to fulfill your goals by saving regularly by YONO SBI.
  6. Request Cheque Books, ATM Cards, or Debit Cards or use emergency facilities to change ATM PINs, block ATM cards or Debit Cards through YONO SBI
  7. Get a summary of your expenses with the intelligent spending analysis, which conveniently defines your expenditures and classifies them accordingly.
  8. Get up to Rs 5 lacs Pre-approved personal loans on the go within 2 minutes, with no paperwork.

To know more about the Yono SBI’s registration process, login, withdrawal, and how to link Your SBI credit card to Yono SBI click on the link below:

Read more: To Know more about the Yono SBI App Click Here

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